You need to ensure that all components of your event are covered through Insurances. It is vital you seek professional insurance advice to ensure your event has the adequate insurance requirements. Your event management model (see Section 1 Scoping your Event) will determine the details and inclusions of your policy.
You will need to have a clear understanding of what your Insurances will cover, and any remaining area will need to be covered by the relevant parties. For example third parties such as Contractors, Entertainers, and Vendors are rarely covered in the overall Event Insurances so you will need to obtain up-to-date Certificates of Currency to ensure no activities are left uninsured.
Most typically Public Liability Insurance is required, and when hiring any Council managed venues or spaces $20,000,000 Public Liability Insurance is required, with Coffs Harbour City Council listed as an interested party on the policy.
Depending on the nature of your event and the requirements of the venue or land owner, other insurances may be required. These insurances may include (but not limited to):
- Public Liability Insurance
- Professional Indemnity Insurance
- Workers Compensation
- Property insurance